Halal Salary Advance
Halal Salary Advance (via Tawarruq or Murabaha)
Empowering Salary Earners with Halal Financing
Unlock fast, flexible financing tailored for entrepreneurs, traders, and small business owners. Our SME Microloan is designed to help you seize opportunities,
expand operations, and stay ahead—without the wait.
Product Features
| Feature | Description |
|---|---|
| Shariah Compliance | No interest (riba); structured under Tawarruq or Murabaha |
| Salary-Based Approval | No collateral required; salary deduction agreement with employer |
| Fast Disbursement | Funds released within 24–48 hours after documentation |
| Flexible Tenor | Repayment periods from 3 to 12 months |
| Transparent Contracts | Fixed profit margin disclosed upfront; no hidden fees |
| Ethical Use of Funds | Funds must be used for halal purposes (no gambling, alcohol, etc.) |
Required Documents
- Employment letter or payslip
- Salary deduction consent form
- Simple contract (Murabaha or Tawarruq structure)
