Loan Amount

• Based on business size and capacity
• Competitive interest rates
• Flexible repayment terms
• Fast approval and disbursement
• Minimal documentation required

Eligibility Criteria

To qualify for our SME Microloan, applicants must meet the following:

• Must own or operate a registered small or medium-sized enterprise (SME)
• Business must be operational for at least 6 months
• Applicant must be aged 18 years or older
• Must provide proof of business income or cash flow
• Valid identification and business registration documents required

Application Process

Getting started is simple and hassle-free:

• Submit Application
• Fill out the loan request form online or at any Zhabest branch
• Provide basic business and personal information
• Document Review
• Submit required documents (ID, business registration, income proof)
• Our team will assess your eligibility and loan capacity
• Approval & Offer
• Receive loan approval and offer within 48 hours
• Review and accept terms