About Us
welcome to Zhabest Microcredit Nigeria
Empowering Dreams, Financing Growth
Zhabest Microcredit Nigeria is a licensed microcredit institution dedicated to advancing financial inclusion, economic empowerment, and community development across Nigeria. We provide tailored financial solutions that meet the real-life needs of traders, artisans, civil servants, pensioners, and salary earners in both the public and private sectors.
Our services include fast and flexible loan products for small and medium-sized enterprises (SMEs), market traders, and entrepreneurs seeking to grow their businesses. We also offer Halal Salary-Backed Advances structured through ethical financing models such as Tawarruq and Murabaha, ensuring compliance with Islamic financial principles.
At Zhabest, we believe that access to responsible credit is a powerful tool for transformation and we’re committed to delivering it with integrity, speed, and impact.
Zhabest Goals
Our Mission
To provide fast, flexible, and ethically structured financial solutions that empower individuals, small businesses, and underserved communities across Nigeria. We are committed to promoting financial inclusion, economic resilience, and dignity through responsible microcredit, savings, and salary-backed Loan products.
Our Vision
To become Nigeria’s most trusted microcredit institution—bridging the gap between opportunity and access for millions of everyday Nigerians, and transforming lives through innovative, inclusive, and values-driven financial services.
Why you need Zhabest
Because Life Doesn’t Wait for Payday
Need a new car?
Whether you're looking to upgrade your current vehicle or purchase your very first one, We can help you get behind the wheel faster
Want Business Expansion?
Zhabest Microcredit Nigeria give you the boost you need to purchase inventory, upgrade equipment, or take on new opportunities
Save Smart. Earn More
Looking to grow your money? Our savings solutions not only help you build financial security but also earn attractive returns over time
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Happy Customers
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Funds Disbursed
%
We Approve Loans
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Dedicated Staff
our testimonials
What peoples say
about us
I got a loan in less than 48 hours without collateral. It helped me restock my shop just before the festive season. Business has never been better!
Michael Igwe
Business Ownerr
The application process was all online and so easy. I used the loan to upgrade my equipment and take on bigger contracts. I’m grateful for the support!
Azeezat Olayemi
Fashion Designer
With their help, I bought new farming tools and fertilizer just in time for planting. The loan terms were fair, and the support was real
Hassan Muhammad
Farmer
Not only did I get funding, but their business consultant helped me manage my finances better. I now understand how to reinvest and grow
Chioma Arinze
Fashion Retailer
meet the team
our management team
Mr Rasaq Yusuff
Chief Executive Officer
Hajia Shakirat Oluwatoyin Yusuff
Executive Director (Admin/Operations)
Barrister Olalekan Akinyemi
Non-Executive Director
Chief Toyin Banjo
Non-Executive Director
